How to Claim Your Kerala Lottery Prize Money (Complete Step-by-Step Guide)
Winning a Kerala State Lottery prize is exciting, but claiming your prize money smoothly requires following the official procedures set by the Directorate of State Lotteries. This guide explains exactly what to do immediately after winning, where to submit your ticket, which documents you need, and how long it takes to receive your money.
Official Prize Claim Forms (Direct Download Links)
Under the Kerala Paper Lotteries (Regulation) Rules, all prize claims exceeding ₹5,000 submitted to District Lottery Offices (DLO), Nationalized Banks, or the Directorate must be accompanied by the prescribed government claim forms. You can download the official application forms directly from the Government of Kerala State Lotteries Department:
Form No. V (Rule 9) — Prize Claim Application
Mandatory claim form for all prizes exceeding ₹5,000. Affix a ₹1 Revenue Stamp and sign across.
Form No. VIII — Receipt for Prize Money
Official prize money discharge voucher and receipt required before fund disbursement.
Letter of Authorization for Bank Collection
Mandate letter authorizing a Nationalized or Scheduled Bank branch to collect prize money on behalf of the winner.
Indemnity Bond & Verification Certificate Formats
Official indemnity undertaking format for damaged tickets and Gazetted Officer verification templates.
1. Immediate Steps to Take as Soon as You Win
A physical Kerala State Lottery ticket is a bearer document until it is signed. The moment you confirm that your ticket number matches the official result, turn the original paper ticket over and clearly write your Full Name, Permanent Address, and Signature in ink on the reverse side.
Keep the paper ticket flat, dry, and safe. Do not laminate the ticket, do not staple over the barcode, and ensure the draw number, series code, and 6-digit ticket number remain completely readable. Under the Kerala Paper Lotteries (Regulation) Rules, every winning ticket must be surrendered within 30 calendar days from the date of the draw.
2. Where to Submit Your Winning Ticket (By Prize Amount)
The office where you submit your claim depends on the total gross value of your prize:
- Prizes up to ₹5,000 (4th to 9th Prizes & Consolation Prize): You can collect your prize money in cash directly from any registered Kerala Lottery agent, retail lottery stall, or District Lottery Office without filling out long claim forms.
- Prizes from ₹5,001 to ₹1,00,000: If you live in Kerala, submit your signed ticket and claim documents at any of the 14 District Lottery Offices. If you live outside Kerala, submit your claim to the Directorate of State Lotteries in Thiruvananthapuram.
- Prizes above ₹1,00,000 (1st, 2nd & 3rd Prizes, and Bumper Jackpots): All major prizes above ₹1 Lakh must be submitted to the Director of State Lotteries, Vikas Bhavan, Thiruvananthapuram, either in person or through a nationalized or scheduled bank.
3. Required Documents Checklist for Prize Claims Above ₹5,000
When claiming a prize at a District Lottery Office, the Directorate, or through your bank, keep the following documents ready:
- Original Winning Ticket: Signed on the back with your name and full address, along with a self-attested photocopy of both sides of the ticket.
- Prize Claim Application (Form V): Completed claim form with a ₹1 Revenue Stamp affixed over the receipt signature.
- Passport-Size Photographs: 3 recent passport-size photographs of the winner, duly attested by a Gazetted Officer or a Notary Public.
- PAN Card Copy: A self-attested photocopy of your Income Tax PAN Card (mandatory for all prizes above ₹10,000 where tax is deducted at source).
- Identity & Address Proof: Self-attested copy of Aadhaar Card, Voter ID, Passport, Ration Card, or Driving License.
- Bank Account Details: Copy of the front page of your Bank Passbook (or a cancelled cheque) clearly showing your Name, Account Number, Bank Branch, and IFSC Code.
4. How to Claim Through a Bank & Rules for Winners Outside Kerala
If you won a major prize (such as the ₹1 Crore First Prize) and prefer not to travel to Thiruvananthapuram in person, you can hand over your signed original ticket and claim documents to the branch manager of your nationalized or scheduled bank. The bank will issue an official receipt, forward the ticket to the Directorate of State Lotteries for verification, and credit the net prize money directly into your account.
People from Tamil Nadu, Karnataka, Andhra Pradesh, Maharashtra, or any other Indian state who purchased a physical paper ticket while visiting Kerala are equally eligible to claim prizes. Out-of-state winners can submit claims through their nationalized bank branch or directly to the Directorate at Vikas Bhavan, Thiruvananthapuram within the 30-day window.
5. Tax Deduction, Agent Commission & Payment Timeline
For prizes up to ₹10,000, no income tax is deducted. For prizes above ₹10,000, the Directorate deducts a 10% Agent Prize Commission and 30% Income Tax TDS (plus applicable surcharge and 4% education cess on very large prizes) before releasing the balance. For example, on a ₹1 Crore weekly First Prize, the winner receives ₹59,11,200 in their bank account after all deductions.
Once a valid ticket and complete documents are submitted, District Lottery Offices typically process claims up to ₹1 Lakh within 7 to 15 working days, while major prizes above ₹1 Lakh verified by the Directorate and Forensic Lab generally take 30 to 45 working days to be credited.
6. Official Kerala State Lottery Offices & Contact Directory
For official prize claim enquiries, always contact the Directorate of State Lotteries or your nearest District Lottery Office during government working hours (10:00 AM to 5:00 PM IST):
- Headquarters (Claims Above ₹1 Lakh): Directorate of State Lotteries, Vikas Bhavan P.O., Thiruvananthapuram – 695033, Kerala | Phone: 0471-2305230, 0471-2305193.
- Daily 3:00 PM Live Draw Venue: Gorky Bhavan, Near Bakery Junction, Palayam, Thiruvananthapuram – 695034.
- 14 District Lottery Offices: Thiruvananthapuram, Kollam, Pathanamthitta, Alappuzha, Kottayam, Idukki (Thodupuzha & Kattappana Sub-Office), Ernakulam (Kochi), Thrissur, Palakkad, Malappuram, Kozhikode, Wayanad (Kalpetta), Kannur, and Kasaragod.