Kerala Lottery Result
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Kerala Lottery Tax Calculator — Check How Much Money You Get in Hand

Select a prize tier below or enter any winning amount to calculate the 10% lottery agent commission, 30% government income tax TDS, and the final tax-paid amount credited to your bank account.

Total Lottery Prize Amount ₹1,00,00,000
Less: Lottery Agent Commission (10%) ₹10,00,000
Remaining Taxable Prize Balance ₹90,00,000
Government Income Tax (30% TDS) ₹27,00,000
High-Income Surcharge (For Prizes Above ₹50 Lakh) ₹2,70,000
Health & Education Cess (4% on Tax) ₹1,18,800
Total Government Tax Deducted ₹30,88,800
Final Money You Get in Hand (Bank Payout) ₹59,11,200

How Kerala Lottery Tax & Agent Commission Are Calculated

When you win a major prize in a Kerala State Lottery, the full advertised prize amount is not paid out directly because two statutory deductions take place before the money reaches your bank account:

  • No Tax on Prizes Up to ₹10,000: If you win the Consolation Prize (₹5,000) or any prize from the 4th Prize (₹5,000) down to the 9th Prize (₹100), zero income tax is deducted. You collect the full amount in hand.
  • 10% Lottery Agent Commission: On major prizes, 10% of the gross prize amount is paid as commission to the registered lottery agent who sold the winning ticket. For a ₹1 Crore weekly 1st Prize, ₹10 Lakh goes to the selling agent, leaving ₹90 Lakh as the winner's taxable prize balance.
  • 30% Income Tax TDS, Surcharge & 4% Cess: Under Section 194B of the Income Tax Act, the Directorate deducts 30% tax at source on the ₹90 Lakh balance (₹27 Lakh), plus applicable high-income surcharge (10% for ₹50 Lakh–₹1 Crore, 15% for ₹1 Crore–₹2 Crore, or 25% above ₹2 Crore) and 4% Health & Education Cess. The remaining net balance (₹59,11,200 for a ₹1 Crore win) is credited directly to your bank account as tax-paid income.